How much does ClearScore cost?

Pay monthly for realtime alerts. What is ClearScore? ClearScore is a credit reference agency that offers credit reports and credit scores based on Equifax data. Unlike the major credit agencies, ClearScore offers these services on a free, lifelong basis.

Is my credit score on ClearScore accurate?

The credit score provided to you by ClearScore is pulled directly from TransUnion, which is one of the main credit bureaus in Canada. So, yes, your score on ClearScore is accurate. If you compare your credit score with what’s on Equifax, it may be different, as both TransUnion and Equifax use different scoring algorithms.

Should I rely on my ClearScore report?

It isn't a good idea just to rely on your ClearScore report and instead to check all of your credit reports. Instead of using ClearScore, you can go direct to Equifax to get your credit score and report, although this will involve paying a monthly subscription after the free trial.

Does ClearScore offer free credit report access?

Unlike the major credit agencies, ClearScore offers these services on a free, lifelong basis. The tradeoff for free credit report access is that ClearScore will recommend other financial products to you based on your credit profile, from which it receives a commission.